With dad’s big day just around the corner, the whole family’s thinking up creative ways to spoil him. If you’re not careful, these ambitious gift ideas can leave your wallet smarting. Don’t let financial anxieties stop you from celebrating Father’s Day and giving dad what he wants this year. If you follow these tips you can do something special for the most important man in your life without breaking the bank, even if your family is on a tight budget.
Don’t buy gifts — make them!
The retail value of June 17 is expensive, and it’s rising each year. Last year, the National Retail Federation reported a record-high spending in the US, with $15.5 billion.That’s an average amount of $135. In Canada, Father’s Day spending is a little more modest. Like most spending holidays, Father’s Day spending in Canada trailed behind the Americans’ with just $76.
Depending on your budget, even that lower figure can put pressure on your finances. Between the cologne, clothing, and books, your gift ideas can run up quite the receipt. Avoid the cost at the till by making his present this year. Homemade gifts are a thoughtful way to show him the family cares, and it’s a great activity for your kids. Browse through a selection of crafts like this one to find inspiration, and help your kids make their masterpiece the next time dad’s out of the house.
Make it an experience.
When the family’s constantly rushing from one thing to the next, time spent together is the greatest gift you can give dad. Schedule a time when the family can brainstorm ways to spend time with dad. Whether it’s something he’s always wanted to do or a new idea completely, let these experiences act as inspiration:
- Treat dad to a barbeque.There’s nothing better than enjoying an ice cold beer with some barbequed ribs on a sunny afternoon. Let dad catch some rays in the backyard while you and the kids fix up a homecooked meal.
- Take him out to the ballgame.If you live in or near the GTA, where the Blue Jays play at the nearby Roger’s Centre, then an afternoon under the dome is a perfect Father’s Day treat. If an MLB game is too far away, then check out a minor league game and treat him to a hot dog.
- Try archery or axe throwing.Take the whole family to one of the many target practice clubs popping up around the country. Take a swing at axe throwing or try out archery and see who has the best aim.
Have a plan B.
It can be hard to a budget, even when you promised yourself you will. Sometimes, things just get out of hand. Tickets, beer, and food at the baseball game can add up. If this accidental overspending leaves you unable to pay for necessary household repairs or bills,a quick payday loan can help you until you balance your budget again.
While traditional personal loans through the country’s biggest banks can take time, these advances offer a speedier alternative for families. Online lenders like GoDay have eliminated much of the red tape slowing down conventional help by moving online. Online lenders can offer the fastest payday loans Canada has to offer because they’ve automated much of the application and approval processes. You can receive the cash you need as a direct deposit and repay it using an e-transfer. Without the need for visiting a branch or sticking to branch opening hours, it’s one of the easiest, quickest ways to get help.
Father’s Day is a special time of year, but it shouldn’t wreak havoc with your finances. Plan carefully so you can spoil dad without spoiling your budget.
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