
With U.S. credit card debt reaching $1.36 trillion and expected to grow by another $100 billion this year, the personal-finance website WalletHub has released its latest report on the Cities With the Highest & Lowest Credit Card Debts. This report follows WalletHub’s recent Credit Card Debt Study and its goal is to identify where residents may be most vulnerable to credit score damage and high interest costs.
WalletHub analyzed data from over 180 of the largest U.S. cities using the most recent consumer finance figures from TransUnion and the Federal Reserve, all adjusted for inflation. Below are some key highlights from the report.
| Highest Household Credit Card Debt | Lowest Household Credit Card Debt |
| 1. Santa Clarita, CA | 173. Newark, NJ |
| 2. Chula Vista, CA | 174. Akron, OH |
| 3. New York, NY | 175. Des Moines, IA |
| 4. Rancho Cucamonga, CA | 176. Cleveland, OH |
| 5. Fontana, CA | 177. Fort Wayne, IN |
| 6. Oxnard, CA | 178. Rochester, NY |
| 7. Gilbert, AZ | 179. Milwaukee, WI |
| 8. Santa Ana, CA | 180. Cedar Rapids, IA |
| 9. Riverside, CA | 181. Toledo, OH |
| 10. Moreno Valley, CA | 182. Madison, WI |
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To see the full report, please click here.
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