I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money. ~ Dave Ramsey
It’s no secret that money is often a source of stress and conflict in relationships. Whether it’s fighting over who spends more, not being on the same page about financial goals, or simply not communicating about money at all, it can be tough to keep your finances (and relationship) on track.
If you’re struggling with money in your relationship, here are a few tips to help you get back on track:
Talk openly and honestly about your finances.
This means sharing everything from your income and debts to your spending habits and financial goals. It can be difficult to open up about money, but doing so will help ensure that both partners are on the same page financially.
If you’re not sure where to start schedule a free 30-Minute Consultation Call, and I can help you with the financial issues in your relationship.
Set joint financial goals and work together towards them.
Working towards common financial goals can help couples feel more united when it comes to their finances. Plus, reaching those goals will be much easier if both partners are working together!
Make a budget — and stick to it!
Budgeting may not sound like the most romantic thing in the world, but it’s one of the best ways to keep tabs on where your money is going — and make sure both partners are happy with how funds are being spent.
Take some time for yourself — financially speaking.
It’s important that each partner has some “me” time when it comes to their finances. This could mean having a separate bank account for personal expenses or setting aside some cash each month for fun splurges without guilt!
However, keep this advice that billionaire Shaquille O’Neal received from another billionaire before he became a billionaire, “You become wealthy by saving 75% of what you have left after bills, and then, ball out with the 25%.” Giving each other space financially can help prevent arguments down the road.
Seek professional help if needed.
If you’re really struggling with communication or management when it comes to money, don’t hesitate to reach out for my assistance. I can definitely assist you in this area if you need it.
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This post was previously published on MEDIUM.COM.
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Photo credit: iStock.com
