Avoid common retirement pitfalls like underestimating inflation, poor Social Security strategies, and neglecting estate plans to secure a financially sound future.
Scar Tissue
A deep wound. A terrible burn. The remnants of a life-changing surgery.
A deep wound. A terrible burn. The remnants of a life-changing surgery.
‘Asset-Liability Matching’ Aligns Your Money to Your Future
Financial planning precedes portfolio building and determines asset allocation based on goals and timelines.
Financial planning precedes portfolio building and determines asset allocation based on goals and timelines.
Stocks, Rock, and Two Blasting Speakers
Growing up, our neighbor was erratic. He was an unwell man, and it manifested in many ways.
Growing up, our neighbor was erratic. He was an unwell man, and it manifested in many ways.
You Win or You Die…or You Just Have a Normal Retirement
Different people learn and understand differently.
Different people learn and understand differently.
Are Dividends and Income Part of My Retirement Withdrawal Rate?
The dividends and income are not free money.
The dividends and income are not free money.
15 Questions for Scared Investors Right Now
I want to float these punchy, Socratic questions out there and let them sit. I want you to pause and think.
I want to float these punchy, Socratic questions out there and let them sit. I want you to pause and think.
Let Them Trade Stocks
Many investors are reacting emotionally to market volatility, but history shows that short-term panic often leads to poor decisions. Maintaining a rules-based strategy, like regular portfolio rebalancing, can help navigate uncertain times.
Many investors are reacting emotionally to market volatility, but history shows that short-term panic often leads to poor decisions. Maintaining a rules-based strategy, like regular portfolio rebalancing, can help navigate uncertain times.
Pedal to the Metal?
When it comes to your portfolio, just like behind the wheel, it’s all about maintaining control, understanding the risks, and adjusting the speed to fit your needs.
When it comes to your portfolio, just like behind the wheel, it’s all about maintaining control, understanding the risks, and adjusting the speed to fit your needs.
The 15 Tariff Questions I’ve Heard Most
At first, I thought, “Everyone’s already talking about it…do I really need to add my voice to the fray?”
At first, I thought, “Everyone’s already talking about it…do I really need to add my voice to the fray?”
The ‘Asset Location’ Dilemma: Tax Strategy or Tax Trap?
A recent (2022) study from Vanguard clearly shows that asset location provides measurable benefits to investors.
A recent (2022) study from Vanguard clearly shows that asset location provides measurable benefits to investors.
35 Lessons From 35 Years
For this 35st birthday, I went back and considered 35 valuable lessons that coincide with each year of my life.
For this 35st birthday, I went back and considered 35 valuable lessons that coincide with each year of my life.
Should I ‘Reset’ Retirement Withdrawals in Bad Markets?
Develop your financial plan – including your withdrawal strategy – ahead of time.
Develop your financial plan – including your withdrawal strategy – ahead of time.
Are You Not Entertained?!
The nature of long-term investing is one of volatility. Ups and downs. The ups are easy. The downs, if we’re not careful, can be challenging.
The nature of long-term investing is one of volatility. Ups and downs. The ups are easy. The downs, if we’re not careful, can be challenging.
Is ‘Benefits Hacking’ Genius? Or Immoral?
Is this “benefits hacking” a way of unfairly gaming the system or justly playing by the rules?
Is this “benefits hacking” a way of unfairly gaming the system or justly playing by the rules?
The Man Who Never Looked Up
The truth about retirement isn’t complicated: You don’t drift into it. You plan for it.
The truth about retirement isn’t complicated: You don’t drift into it. You plan for it.