— $1,950. That’s roughly what it costs to insure a $300,000 renovation properly for a year. But take on a fix-and-flip project anyway, and you are betting the entire profit margin on nothing going wrong for months at a stretch, with a crew coming and going and materials sitting inside an open, unlocked house. Most…
The Safety Math That Small Crews Get Wrong
Businesses with 1 to 10 workers account for more than 70 percent of fatal construction falls. What that means for anyone running a small crew, and what it costs.
— Businesses with one to ten workers account for more than 70 percent of fatal falls in construction. Not the big general contractors with safety directors and weekly toolbox meetings. The small outfits. The four-man framing crews, the two-truck roofing operations, the guys who have worked together for nine years and think they know exactly…
General Contractor Insurance: The Lesson That Almost Cost Me My Business
— I spent my twenties thinking a good contractor was defined by his hands. Clean joints, level walls, a roof that doesn’t leak two winters later. I still believe most of that. But it took a bad month, a client’s lawyer, and a phone call I’ll never forget to teach me the other half of…


