— This content is for informational purposes only and is not intended to provide financial advice. With a background of working with a debt consolidation loan agency, I have a unique perspective on how debt collection agencies work. For example, did you know that some creditors may use “likely to pay” data attributes from agencies…
Chapter 13 Calculator: Understand How It Works
— This content is for informational purposes only and is not intended to provide financial advice. One of the most common questions is what your monthly Chapter 13 repayment plan will be if you file Chapter 13 bankruptcy. Unfortunately, the official US Chapter 13 bankruptcy forms are extremely complex, so please feel free to take…
Can Your Wages Be Garnished Without Notice? 6 Things to Know
— All information is for educational purposes only. Did you see a WAGE ATT 1 via UPS on your paycheck and wonder why funds are being taken? Wage garnishment can be debilitating, especially if you are already living check to check. What happens if you find your wages garnished without notice? In most cases, your employer does…
What Is A Debt Collection Lawsuit And How Do You Respond?
— This content is for informational purposes only and is not intended to provide financial advice. You received a mailer from a bankruptcy attorney or you were recently served a summons at your door notifying you of a debt collection lawsuit. The papers may be from a firm you have never heard of such as Midland Funding…
Understanding How A Bankruptcy Quiz Works
— A common question when facing financial hardship is, “Should I file bankruptcy?”, and the purpose of a bankruptcy quiz is to help inform you whether bankruptcy is right for you. The quiz provides the bankruptcy qualification estimate, the estimated cost, a comparison of Chapter 7 and Chapter 13, and the pros and cons of filing…
What Does It Mean To Settle Debt? 5 Things To Know
— This content is for informational purposes only and is not intended to provide financial advice. As a previous CEO of a debt settlement company, I have settled a lot of debt in my life. So, I understand how to settle debt, who sues, and what are the pros and cons of doing it yourself…
Understand Options to Stop Foreclosure Immediately
— This content is for informational purposes only and is not intended to provide legal or financial advice. If you are facing impending foreclosure and are looking for a way to temporarily or permanently stop the proceedings, you’re in luck. Also, you may want to stop a foreclosure before it’s too late. There are a few…
Understand The Chapter 13 Repayment Plan Example
— This content is for informational purposes only and is not intended to provide financial advice. There are many aspects of Chapter 13 bankruptcy that are important to know and be aware of. The purpose of this article is to explain how a Chapter 13 payment plan works and what goes in it. You can…
Unemployment Calculator: How It Works To Estimate Benefit Amount
— You may have just lost your job and want to use a free unemployment calculator that considers your state guidelines to estimate eligibility, your weekly benefit payment, and the duration of your unemployment. You’ve come to the right place. Check the unemployment calculator below to help you estimate your benefit amount How Much is…
How Is Wage Garnishment Calculated? A Calculator Can Help Estimate
— This content is for informational purposes only and is not intended to provide financial advice. When you are servicing a loan and have not made payments for a while, your creditor could sue you and get a wage garnishment order approved. A wage garnishment is a legal procedure where a person’s earnings can be withheld for…
Understand How Unemployment Works
Unemployment benefits can help provide income to individuals when they face unemployment. See what unemployment benefits are and how the process works.
Unemployment benefits can help provide income to individuals when they face unemployment. See what unemployment benefits are and how the process works.
How Often Do Debt Collectors Take You To Court?
You may have faced hardship and wonder whether a debt collector creditor will take you to court. See 5 things to know to inform you.
You may have faced hardship and wonder whether a debt collector creditor will take you to court. See 5 things to know to inform you.
How Do Statute of Limitations Work
You may be wondering the statute of limitations in your state. Understand how the statute of limitations work and the applicable statutes in your state.
You may be wondering the statute of limitations in your state. Understand how the statute of limitations work and the applicable statutes in your state.
What is Debt Relief? 7 Things To Know
— This content is for informational purposes only and is not intended to provide financial advice. Debt relief can be an effective way to help you get out of debt when that debt becomes unaffordable. There are 4 main types of debt relief including Chapter 7 bankruptcy, Chapter 13 bankruptcy, debt settlement and debt management.…
How Wage Garnishment Works and Can You Stop It
— Creditors have several legal options for pursuing debts that you owe, one of which is sometimes wage garnishment. Debt collection often begins with nonstop telephone calls and threatening letters. Creditors may turn accounts over to debt collectors, who can be aggressive when collecting bad debts. Creditors and debt collectors report the accounts on your…
What Chapter 13 Bankruptcy Is And How It Works
— Times are challenging in America with the coronavirus. You may be experiencing the stress that comes with financial hardship and are considering a Chapter 13 bankruptcy. The purpose of this article is to inform you about the most important things about Chapter 13 bankruptcy. We would also like to make sure you understand 2…