Jim White, PhD (www.opportunityinvesting.com), author of The Broken America: Ten Guiding Principles To Restore America, is founder and president of JL White International. He also is chairman and CEO of Post Harvest Technologies, Inc. and Growers Ice Company, Inc., and founder and CEO of PHT Opportunity Fund LP. White is the author of five books, including the bestselling Opportunity Investing: How To Revitalize Urban and Rural Communities with Opportunity Funds. Throughout his career, he has bought, expanded, and sold 23 companies, operating in 44 countries. He holds a B.S. in Civil Engineering, an MBA, and a doctorate in Psychology and Organizational Behavior.